Homeowners Insurance in and around Ramsey
Protect what's important from unplanned events.
Help cover your home

Would you like to create a personalized homeowners quote?
Home Sweet Home Starts With State Farm
Being a homeowner comes with plenty of worries. You want to make sure your home and the possessions in it are protected in the event of some unexpected catastrophe or loss. And you also want to be sure you have liability insurance in case someone becomes injured on your property.
Protect what's important from unplanned events.
Help cover your home

Agent Randy Loyd, At Your Service
State Farm Agent Randy Loyd is ready to help you handle the unexpected with excellent coverage for your home insurance needs. Such thoughtful service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If mishaps occur, Randy Loyd can help you submit your claim. Find your home sweet home with State Farm!
Ready for some help exploring your specific homeowners coverage options? Visit agent Randy Loyd's team for assistance today!
Have More Questions About Homeowners Insurance?
Call Randy at (201) 825-2100 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
What is an impact-resistant roof?
What is an impact-resistant roof?
Weather such as hail, high winds, snow and ice and even nearby wildfires can weaken or destroy your roof system. Impact-resistant shingles can help.
Home buying myths busted
Home buying myths busted
Whether you've never owned a home or you're an experienced home buyer, don't let these common home buying myths deter you from finding the right home for you.

Simple Insights®
What is an impact-resistant roof?
What is an impact-resistant roof?
Weather such as hail, high winds, snow and ice and even nearby wildfires can weaken or destroy your roof system. Impact-resistant shingles can help.
Home buying myths busted
Home buying myths busted
Whether you've never owned a home or you're an experienced home buyer, don't let these common home buying myths deter you from finding the right home for you.